Aseguramiento y crecimiento económico en América Latina. Evidencia a partir de datos de panel

Ángela Concha; Rodrigo Taborda

doi:10.17533/udea.le.n81a2

Autores/as

Ángela Concha Consultoría de Matrix
Rodrigo Taborda Universidad de los Andes

DOI:

https://doi.org/10.17533/udea.le.n81a2

Palabras clave:

aseguramiento, crecimiento económico, desarrollo financiero, América Latina

Resumen

Existe evidencia empírica y teórica de una relación positiva entre el desarrollo financiero y el crecimiento económico. Un mayor nivel de desarrollo financiero promueve el crecimiento en el largo plazo mediante la diversificación del riesgo, el uso eficiente del capital, mayores oportunidades de ahorro y el comercio de bienes y servicios. Un sector importante del sistema financiero es la industria de aseguramiento, que ayuda a diversificar el riesgo de la actividad económica. El artículo lleva a cabo una evaluación empírica de la relación entre niveles de aseguramiento y crecimiento económico en once países de Latinoamérica entre 1980 y 2009. A partir de diferentes estimaciones de una ecuación de crecimiento económico, se encuentra que un incremento del 1% en el nivel de aseguramiento está asociado con un crecimiento entre 0,17% y 0,44% en la actividad económica.

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Biografía del autor/a

Rodrigo Taborda, Universidad de los Andes

Prpfesor asistente, Universidad de los Andes, Facultad de Administración.

Citas

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