Aseguramiento y crecimiento económico en América Latina. Evidencia a partir de datos de panel

Ángela Concha; Rodrigo Taborda

doi:10.17533/udea.le.n81a2

Auteurs-es

Ángela Concha Conseil en matrice
Rodrigo Taborda Université des Andes

DOI :

https://doi.org/10.17533/udea.le.n81a2

Mots-clés :

assurance, croissance économique, développement financier, Amérique latine

Résumé

Il existe des tests aussi bien empiriques que théoriques de la relation positive entre le développement financier et la croissance économique. En effet, ces tests montrent qu’un niveau plus élevé de développement financier favorise la croissance à long terme en diversifiant les risques, permet l'utilisation efficient du capital, augmente les possibilités d'épargner plus et favorise le commerce de biens et de services. Une partie importante du système financier est le marché des assurances puisqu’il contribue à distribuer le risque de l'activité économique. Cet article présente une évaluation empirique de la relation entre les niveaux de l'assurance et de la croissance économique dans onze pays d'Amérique latine entre 1980 et 2009. Tout en utilisant des différentes estimations de l'équation de la croissance économique, nous constatons que l'augmentation de 1% dans le niveau d'assurance, est associée à une augmentation entre 0,17% et 0,44% de l'activité économique.

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Biographie de l'auteur-e

Rodrigo Taborda, Université des Andes

Professeur adjoint, Universidad de los Andes, Faculté d'administration.

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